The FDIC’s Center for Financial Research has produced a white paper which examines the effects of regulatory supervision in regard to safety and soundness and bank’s financial risk.
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The U.S. Census Bureau has released American Community Survey (ACS) data for 2012-2016. The data contains 40 different detailed topics that, beginning in 2010, are no longer captured as part of the Decennial Census. The ACS is currently the only public source of these data available.
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The federal banking agencies have announced their support for the conclusion of efforts to reform the international bank capital standards initiated in response to the global financial crisis.
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A recent report by the Office of Financial Research indicates the financial system is stable and resilient but highlighted some emerging threats. Specifically, the report highlights elevated market risk and increased risks of cybersecurity incidents.
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An inter-agency webinar featuring “hot topics” was conducted Thursday, November 16th and included officials from the CFPB, Federal Reserve, FDIC, HUD, NCUA, OCC, and the Department of Justice. The webinar covered issues related to the new HMDA data and fair lending. Although there was nothing covered that was entirely new with regard to fair lending, […]
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FDIC Chairman Martin Gruenberg in the Press Release dated November 21, 2017, stated, “This was another positive quarter for the banking industry. But while overall performance improved, the interest-rate environment and competitive lending conditions continue to pose challenges.”
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The three federal banking agency members of the Federal Financial Institutions Examination Council (FFIEC) with Community Reinvestment Act (CRA) responsibilities – the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency – announced last week that data on small business, small farm, […]
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The federal bank regulatory agencies have amended their respective Community Reinvestment Act (CRA) regulations primarily to conform to changes made by the Consumer Financial Protection Bureau (CFPB) to Regulation C, which implements the Home Mortgage Disclosure Act (HMDA).
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Total household debt increased by $116 billion to reach $12.96 trillion in the third quarter of 2017, according to the latest Quarterly Report on Household Debt and Credit released today by the New York Fed’s Center for Microeconomic Data.
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The Federal Reserve’s U.S. Economy in a Snapshot shows increases in consumer spending along with continued positive signals from the housing market.
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