Forms of Fair Lending Discrimination: What the Data Can’t Tell You (Part 1)
In this series of posts, we address types of fair lending discrimination that are commonly...
Two Problems With Fair Lending and Commercial Loans
There are two major problems with fair lending and commercial loans, but lenders should still be...
Binary Choice Regression Modeling in Fair Lending Analysis (Part 2 of 2)
In a previous post, we discussed the binary choice regression model which is often employed in...
Binary Choice Regression Modeling in Fair Lending Analysis (Part 1 of 2)
Binary choice models arise when the dependent variable (the measurement variable or what is to be...
Forms of Fair Lending Discrimination: Borrower Age
In this series of posts, we address types of fair lending discrimination that are commonly...
Target and Control Group Formulation in Fair Lending Analysis
So you are all prepared to conduct a fair lending analysis. You have determined the focal point(s),...
Earnings & Losses at Commercial Banks: 2001-2016
Recent FDIC reports have highlighted the stability and growing profitability among the nation’s...
Fair Lending Analysis and Understanding Census Data
In fair lending analysis, one of the most common comparisons is to examine loan files based on race...
Forms of Fair Lending Discrimination: Fees
Lending fees represent a major area of risk among forms of fair lending discrimination. In this...
Forms of Fair Lending Discrimination: Steering
In this series of posts, we address types of fair lending discrimination that are commonly...