Industry Updates Archives - Page 11 of 12

13Sep2017

U.S. Economic Conditions Reflect Little Change According to Recent Data

The national economic state appears to continue in the holding pattern observed over the last few years according to data through September 5th of this year.

05Sep2017

FDIC Releases Supervisory Information For The Bank Secrecy Act & Liquidity Management

The FDIC has released its Summer edition of its Supervisory Insights Journal. The Summer 2017 issue of Supervisory Insights features two articles of interest to examiners, bankers, and supervisors.

10Aug2017

What Is The State of The U.S. Economy?

There is a flood of economic indicators that one can evaluate with new data being released almost daily. There are national and state governmental agencies dedicated solely to analyzing and forecasting economic conditions and trends and a host of private firms that do the same thing. But what IS the state of the U.S. economy?

03Aug2017

Bank Regulation & The Great Recession

Since the financial crisis of the last decade and what has become known as the “Great Recession”, there has been much debate and finger pointing in terms of the underlying cause and what could have been done differently. Some of it is myth, mystery, and urban legend as speculation continues to attempt to pinpoint the […]

20Jul2017

FDIC Releases Guidance on Redlining Risk and the Concept of REMA

Evaluating redlining risk can take a number of forms and methods. In a recent webinar by the FDIC, the agency reaffirmed and provided more detail about a bank’s “REMA”, or Reasonably Expected Market Area.

13Jul2017

FDIC Meeting of Advisory Committee on Community Banking

The FDIC held a meeting of the Advisory Committee on Community Banking on Wednesday, July 12.

22Jun2017

How Will Rising Interest Rates Affect Bank Profits?

The Fed has increased interest rates 3 times now since December of 2015 resulting in an increase in the Fed Funds Rate of 75 basis points. As rates have been low for a long period of time, the spread between a bank’s cost of funds and the interest rates charged on loans has been […]

21Jun2017

Recent Fed Economic Report Indicates Increases in Consumer Delinquencies U.S Bank Stocks Continue to Underperform

A recent economic report from the New York Federal Reserve indicates that loan payment delinquencies for household debt reflected increases in the first quarter of 2017.

01Jun2017

A Look at the Future of the U.S. Labor Force to 2060

The Bureau of Labor Statistics has published an interesting study forecasting the future of the U.S. labor force over the next 50 years.

30May2017

Commercial Bank Income Increases, but Loan Growth Slows

The FDIC reported that net income of commercial banks and savings institutions increased by over 12% or $5 billon from the previous year. The increase was attributable to increases in both net interest income and non-interest income. Over one-half of the nation’s insured institutions reported year-over- year increases.

Category: Industry Updates