Category: Uncategorized

Success in Fair Lending & The Data-Driven Revolution

In the late 1990’s and early 2000s, fair lending regulatory examinations experienced a dramatic change. This shift was marked by the introduction of statistical approaches to fair lending analysis by regulatory agencies. Prior to this, fair lending reviews involved manual data file reviews, which were imprecise and labor-intensive. The agencies started using regression and statistics […]

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The Criteria Interview – A Critical Facet of a Fair Lending Examination

We have discussed previously some general aspects of managing the regulatory fair lending examination process. In this post we discuss one of the most critical aspects: specifically – the criteria interview.

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Statistics of Z Tests Versus T Tests in Fair Lending Analysis

Understanding the difference between Z statistics and T statistics for fair lending analysis can be frustrating, even more so when it comes to determining which test to use. Let’s take a more detailed look into this world of statistics.

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